Terms of Service

PayPause helps users record spending intent, track expenses, set simple category budgets, and open third-party UPI apps for payments. It is designed as a spending-awareness tool.

You are responsible for checking all payment details before confirming a payment in your UPI app. PayPause may pre-fill or pass payment-related information to another app, but the final payment action happens outside PayPause.

You may use PayPause by signing in or as a guest where available. Guest data may remain only on your device and may be lost if the app is deleted or app storage is cleared. Logged-in users may have data synchronised to the PayPause backend.

You are responsible for the amounts, categories, notes, budgets, and other information you enter. PayPause does not verify whether an expense was actually paid unless explicitly supported by future functionality.

Spending summaries, budget warnings, and insights are provided for informational and habit-building purposes only. They are not financial, investment, tax, legal, or accounting advice.

PayPause may integrate with or open third-party apps and services, including UPI apps and authentication services. Your use of those third-party services is governed by their own terms and privacy policies.

You agree not to misuse the app, attempt unauthorised access, interfere with app security, reverse engineer the app where prohibited, or use PayPause for illegal or harmful activity.

PayPause is an early-stage product and may change over time. Features may be added, changed, suspended, or removed. Uninterrupted availability is not guaranteed.

To the maximum extent permitted by law, PayPause and its team will not be liable for indirect, incidental, special, consequential, or punitive damages, or for payment errors, failed UPI transactions, incorrect user-entered information, data loss, or third-party service issues.

You may request deletion of your account and associated data from within the app or through the Account and Data Deletion page.

These terms may be updated from time to time. Updated terms will be posted on this page with a revised “Last updated” date.

For questions about these terms, email paypause.team@gmail.com.